Separation/Divorce: My Lawyer Said . . .

As usual a very relevant article. Of course I relate everything back to credit counseling,and debt relief. Many times consumers will say, I need to run this by my Attorney or accountant. Once this happens, I can pretty much conclude that the client will be given advice by someone who does not have a clue about debt relief programs. Unfortunately, that usually includes Bankruptcy Attorneys. Most Attorneys simply have no training in any of the various debt relief programs that are available, and yes, that includes most Bankruptcy Attorneys. What debt relief approach is taken must be dependent on all the relevant circumstances of a consumers financial life. E.g. I have seen to many horror stories of Bankruptcies being filed when they should not have been. When my wife and I were going through our own financial crises, we turned to Attorneys for assistance. I can honestly tell you that the best advice we received was free and given to us by two retiring Attorneys who told us we might be better off educating ourselves and then fighting the battle ourselves, they even told us where to start, which is what we did, and it worked,