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	<title>DivorceandFamilyMediationCenter.com &#187; Money</title>
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	<description>Legal Separation, Divorce &#38; Family Mediation</description>
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		<title>Life Tips Post Separation/Divorce &#8211; Modification Of The Agreement</title>
		<link>http://divorceandfamilymediationcenter.com/life-tips-post-separationdivorce-modification-of-the-agreement/</link>
		<comments>http://divorceandfamilymediationcenter.com/life-tips-post-separationdivorce-modification-of-the-agreement/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 21:21:44 +0000</pubDate>
		<dc:creator>Ada Hasloecher</dc:creator>
				<category><![CDATA[Divorce & Children]]></category>
		<category><![CDATA[Divorce Mediation]]></category>
		<category><![CDATA[Post Separation/Divorce]]></category>
		<category><![CDATA[Agreement]]></category>
		<category><![CDATA[Child Support]]></category>
		<category><![CDATA[Legal Separation]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Parenting Plans]]></category>
		<category><![CDATA[Separation Agreements]]></category>

		<guid isPermaLink="false">http://divorceandfamilymediationcenter.com/?p=1279</guid>
		<description><![CDATA[&#160; Modification Of The Agreement &#160; During the mediation couples will often ask: “What happens if we want to change something in our Agreement once the divorce judgment has been signed – how do we do that?” This is a great question. After all, although the Agreement is somewhat static, life is fluid and circumstances [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;"><span style="font-size: medium;"><strong>Modification Of The Agreement</strong></span></p>
<p>&nbsp;<br />
<a href="http://divorceandfamilymediationcenter.com/wp-content/uploads/2011/10/Hasloecher_ModifyingDivorcePapers-Mediation.jpg"><img class="alignright size-full wp-image-1282" title="Hasloecher_ModifyingDivorcePapers-Mediation" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2011/10/Hasloecher_ModifyingDivorcePapers-Mediation.jpg" alt="Image of Divorce Decree and Gavel" width="160" height="160" /></a>During the <strong>mediation</strong> couples will often ask: “What happens if we want to change something in our Agreement once the <strong>divorce judgment has been signed</strong> – how do we do that?” This is a great question. After all, although the Agreement is somewhat static, <strong>life is fluid and circumstances change</strong>.</p>
<p>One of the provisions many couples include in their original Agreement is to <strong>return to mediation together </strong>to resolve these issues. This is a lot <strong>less costly than trying to litigate</strong> and attempt to resolve in court. After all, they worked things out together in mediation, why not <strong>continue in that process</strong> if there is a need to modify the Agreement in the future?</p>
<p><span id="more-1279"></span></p>
<p>In my experience, two of the most common modifications that may need to be made have to do with child support and/or the parenting plan.</p>
<h4>Child Support<br />
</h4>
<p style="padding-left: 30px;">With respect to child support, we address a <strong>recalculation</strong> of it in the Agreement so that going forward, the original amount is either <strong>adjusted for inflation</strong> (for example, using the annual CPI) or accommodated by having the couple exchange tax returns every year, or every other year, to <strong>accurately reflect the real earnings</strong> of the parties.</p>
<p><a href="http://divorceandfamilymediationcenter.com/wp-content/uploads/2011/10/Hasloecher_ModifyingDivorcePapers2-Mediation.jpg"><img class="alignleft size-full wp-image-1280" style="margin-left: 35px; margin-right: 35px;" title="Hasloecher_ModifyingDivorcePapers2-Mediation" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2011/10/Hasloecher_ModifyingDivorcePapers2-Mediation.jpg" alt="Image of children's hands" width="134" height="185" /></a>But what happens if:</p>
<ul>
<li>There is a <strong>change in circumstances</strong>?</li>
<li>One of the parents <strong>loses their job</strong> or has to take a significant pay cut?</li>
<li>One parent gets a <strong>promotion </strong>and along with that a requisite raise with a bonus?</li>
<li>There is a <strong>change in residential custody</strong>?</li>
</ul>
<p style="padding-left: 30px;">Because changes often occur either with the income of the parents, the expenses of raising the children or the residence of the children, many couples agree to <strong>modify the amount of the child support</strong> contained in their original Agreement.</p>
<h4>The Parenting Plan</h4>
<p style="padding-left: 30px;"><a href="http://divorceandfamilymediationcenter.com/wp-content/uploads/2011/10/Hasloecher_ModifyingDivorcePapers3-Mediation.jpg"><img class="alignright size-full wp-image-1281" title="Hasloecher_ModifyingDivorcePapers3-Mediation" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2011/10/Hasloecher_ModifyingDivorcePapers3-Mediation.jpg" alt="Image representing a successful parenting plan" width="158" height="158" /></a>The other <strong>common modification</strong> I see has to do with the parenting plan. If a couple has very small children, the plan they put in place while the children are in daycare is quite different than the plan they will establish once the children start school. And let’s not underestimate the changes that will likely occur with a parenting plan that was created for pre-schoolers or elementary school aged children, when those children become teenagers!</p>
<p style="padding-left: 30px;">If there is a shift in custody, where the children are now residing with the parent who was the non-custodial parent in the original Agreement, then, of course, a new parenting plan needs to be established.</p>
<p>No matter what circumstantial change may occur, mediation is the most sensible process within which to make the mutually satisfactory modifications to the original Agreement. This ensures that the modifications will not disrupt the harmonious intention and continuity of the family.</p>
<p><br class="spacer_" /></p>
<p><a href="http://divorceandfamilymediationcenter.com/about/ada-l-hasloecher/"><img class="size-full wp-image-618 alignleft" style="vertical-align: middle;" title="Ada-Hasloecher-Divorce-Mediator" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2009/08/Ada-Hasloecher-Divorce-Mediator.png" alt="Ada-Hasloecher-Divorce-Mediator" width="127" height="171" /></a></p>
<p><strong>Ada L Hasloecher</strong></p>
<p>Divorce Mediator / Center Founder</p>
<p><strong>Divorce &amp; Family Mediation Center, LLC</strong></p>
<p>Phone: <strong>631-585-5210</strong></p>
<p>eMail: <a title="Info@DivorceandFamilyMediationCenter.com" href="mailto:Info@DivorceandFamilyMediationCenter.com">Info@DivorceandFamilyMediationCenter.com</a></p>
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		<title>Separation or Divorce &#8211; Finances</title>
		<link>http://divorceandfamilymediationcenter.com/separation-or-divorce-finances/</link>
		<comments>http://divorceandfamilymediationcenter.com/separation-or-divorce-finances/#comments</comments>
		<pubDate>Mon, 15 Nov 2010 15:06:43 +0000</pubDate>
		<dc:creator>Ada Hasloecher</dc:creator>
				<category><![CDATA[Divorce & Money]]></category>
		<category><![CDATA[Divorce Mediation]]></category>
		<category><![CDATA[House & Property]]></category>
		<category><![CDATA[Separation]]></category>
		<category><![CDATA[Divorce Financial Planning]]></category>
		<category><![CDATA[Legal Separation]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Separation Agreements]]></category>

		<guid isPermaLink="false">http://divorceandfamilymediationcenter.com/?p=764</guid>
		<description><![CDATA[How Does The Budget Look Once We Are Separated? Good question!  One of the biggest concerns when contemplating a separation or divorce has to do with finances.  How are we going to afford to live separately and apart?  Some couples have already thought it through and considered it to some degree, but there are many [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-765" title="budget" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2010/11/budget.jpg" alt="The Budget" width="275" height="184" /></p>
<p><span style="font-size: large;">How Does The Budget Look Once We Are Separated?</span></p>
<p>Good question!  One of the biggest concerns when contemplating a separation or divorce has to do with finances.  How are we going to afford to live separately and apart?  Some couples have already thought it through and considered it to some degree, but there are many seemingly inconsequential details that have to be taken into consideration.</p>
<p>I believe that before we can move forward in any meaningful way, one of the most important things to be done is to fill out, what I refer to as, a post-separation budget form.</p>
<p><span id="more-764"></span></p>
<p>I have a form that I give to my couples at the first session in preparation for the next session.  We walk through it together prior to them filling it out to give them some things to think about since they may be doing some projections.  For example, the housing and utility costs for both of them once they are living apart – what is that going to look like?  How will they split the credit card debt, if any?  What about unreimbursed medical expenses for the children like co-pays and dental (if not on their plan)?  All of these things need to be accounted for and included in their respective budgets. The main line items (and of course, in much more detail on the budget form) are:</p>
<p><strong><span style="text-decoration: underline;">The Budget<br />
 </span></strong></p>
<ul>
<li>Housing (mortgage, rent, taxes, insurance, etc.)</li>
<li>Utilities (gas, electric, phone, cable, internet service, etc.)</li>
<li>Household maintenance (house cleaning, repairs, pest control, etc.)</li>
<li>Food (groceries, take out, pet food, etc.)</li>
<li>Clothing (including dry cleaning, outside laundry if applicable, etc.)</li>
<li>Auto expenses (payments, gas, maintenance, tolls, etc.)</li>
<li>Health Insurance (co-pays, optical, dental, prescriptions, etc.)</li>
<li>Insurances (life, disability, etc.)</li>
<li>Loans and credit cards (student loans, etc.)</li>
<li>Educational expenses (private school, college)</li>
<li>Children’s expenses (child care, tutoring, sports, etc.)</li>
<li>Recreation (vacations, eating out, hobbies, gym memberships, etc.)</li>
<li>Personal care (haircuts, cosmetics, etc.)</li>
<li>Miscellaneous (holiday and birthday gifts, charitable contributions, etc.) </li>
</ul>
<p>Once these items are clarified and quantified, we can get a better picture of what the monthly needs are for both parties and open up a meaningful conversation on the best way to move forward.</p>
<p><br class="spacer_" /></p>
<p><a href="http://divorceandfamilymediationcenter.com/about/ada-l-hasloecher/"><img class="size-full wp-image-618 alignleft" style="vertical-align: middle;" title="Ada-Hasloecher-Divorce-Mediator" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2009/08/Ada-Hasloecher-Divorce-Mediator.png" alt="Ada-Hasloecher-Divorce-Mediator" width="127" height="171" /></a></p>
<p><strong>Ada L Hasloecher</strong></p>
<p>Divorce Mediator / Center Founder</p>
<p><strong>Divorce &amp; Family Mediation Center, LLC</strong></p>
<p>Phone: <strong>631-585-5210</strong></p>
<p>eMail: <a title="Info@DivorceandFamilyMediationCenter.com" href="mailto:Info@DivorceandFamilyMediationCenter.com">Info@DivorceandFamilyMediationCenter.com</a></p>
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		<title>What If One of Us Just Moves Out of the House?</title>
		<link>http://divorceandfamilymediationcenter.com/what-if-one-of-us-just-moves-out-of-the-house/</link>
		<comments>http://divorceandfamilymediationcenter.com/what-if-one-of-us-just-moves-out-of-the-house/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 18:18:21 +0000</pubDate>
		<dc:creator>Ada Hasloecher</dc:creator>
				<category><![CDATA[Divorce & Money]]></category>
		<category><![CDATA[Divorce Mediation]]></category>
		<category><![CDATA[House & Property]]></category>
		<category><![CDATA[Separation]]></category>
		<category><![CDATA[Agreement]]></category>
		<category><![CDATA[Legal Separation]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Separation Agreements]]></category>
		<category><![CDATA[Stipulation of Settlement]]></category>
		<category><![CDATA[Trial Separation]]></category>

		<guid isPermaLink="false">http://divorceandfamilymediationcenter.com/?p=433</guid>
		<description><![CDATA[The question of who stays in the house is a big concern when couples are contemplating a separation or divorce. It is one of the topics that is discussed and negotiated in separation &#038; divorce mediation.]]></description>
			<content:encoded><![CDATA[<div id="attachment_439" class="wp-caption alignright" style="width: 200px"><a href="http://divorceandfamilymediationcenter.com/wp-content/uploads/2010/01/Divorce-Home-sm.png"><img class="size-full wp-image-439" title="Divorce-Home" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2010/01/Divorce-Home-sm.png" alt="Divorce, what to do about the house" width="190" height="233" /></a><p class="wp-caption-text">What If One of Us Just Moves Out of the House?</p></div>
<p><strong>What If One of Us Just Moves Out of the House?</strong></p>
<p>The question of who stays in the house is a big concern when couples are contemplating a separation or divorce.</p>
<p>It is one of the topics that is discussed and negotiated in mediation.  <strong>Sometimes couples have been under tremendous duress</strong> while living under the same roof and both spouses agree that one of them should move out for a while <strong>even though they have nothing in writing</strong>.</p>
<p><span id="more-433"></span></p>
<p>While it is preferable to have a legal separation agreement in place prior to making this move, for some couples waiting until that happens is extremely difficult and may potentially derail an amicable marital separation.  <strong>When couples choose to mediate, they are choosing a less complicated and more harmonious way to separate and divorce.</strong> Usually when one spouse moves out of the house, both parties have agreed that this is the best arrangement for both of them and the spouse who stays in the house will not use the leave taking as an excuse to cry “abandonment” in order to try to get the upper hand.</p>
<p>Some couples come to mediation and after having decided to separate or divorce after years of living apart with nothing in writing but a tacit agreement about their circumstances.  In either case, <strong>we can begin the mediation from exactly where they are with the understanding that they know what was in their own best interests</strong>.</p>
<p>During this period of time, it’s important for the couple to have an agreement about how the mortgage or rent will be paid.  The home is still a marital asset and must continue to be paid regardless of who is currently living in the house.  Both parties lose when marital assets are dissipated<em>.</em></p>
<p>For those couples who have separated and are concerned about their current living arrangement, <strong>we can provide them with a temporary Agreement</strong> to allow for a more relaxed and fluid mediation.  With this Agreement in place, the spouse who has moved out, or is about to move out of the home, is <strong>not giving up his or her rights to the house</strong>, but rather consenting to a more thoughtful approach to deciding what will ultimately be done with the respect to the custody arrangement, the house and equitable distribution of both the assets and debts.</p>
<p>Once all of these issues are addressed, negotiated and agreed to in the mediation process, then a Separation Agreement or Stipulation of Settlement can be drawn up.</p>
<p><br class="spacer_" /></p>
<div id="attachment_18" class="wp-caption alignright" style="width: 155px"><a href="http://divorceandfamilymediationcenter.com/wp-content/uploads/2009/08/Ada-Hasloecher2.jpg"><img class="size-full wp-image-18 " title="Ada-Hasloecher" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2009/08/Ada-Hasloecher2.jpg" alt="Ada L Hasloecher, Mediator / Center Founder" width="145" height="212" /></a><p class="wp-caption-text">Ada L Hasloecher, Mediator / Center Founder</p></div>
<p><br class="spacer_" /></p>
<p><strong>What About the House? </strong> Or <a title="What About the House?" href="../wp-content/uploads/2009/12/Ada-What-About-The-House.mp3" target="_blank">Click Here</a>.</p>
<p style="text-align: center;"><a title="Audio Frequently Asked Questions" href="../audio-frequently-asked-questions/"><strong>Have Questions or Concerns?</strong></a></p>
<p style="text-align: center;"><strong>Call or <a title="Info@DivorceandFamilyMediationCenter.com" href="mailto:Info@DivorceandFamilyMediationCenter.com">eMail</a> Us Today</strong><br />
 to Schedule a No-Cost, No-Obligation, Phone Consultation With One of Our Mediators</p>
<p style="text-align: center;">Note that ALL calls are Confidential!</p>
<p style="text-align: center;"><strong>Phone Us At: 631-585-5210</strong></p>
<p style="text-align: center;">or eMail Us At: <a title="Info@DivorceandFamilyMediationCenter.com" href="mailto:Info@DivorceandFamilyMediationCenter.com">Info@DivorceandFamilyMediationCenter.com</a></p>
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		<title>Consumer Reports &#8211; 12 Money Mistakes That Can Cost You $1,000,000.00</title>
		<link>http://divorceandfamilymediationcenter.com/consumer-reports-12-money-mistakes/</link>
		<comments>http://divorceandfamilymediationcenter.com/consumer-reports-12-money-mistakes/#comments</comments>
		<pubDate>Sat, 01 Aug 2009 23:17:51 +0000</pubDate>
		<dc:creator>Ada Hasloecher</dc:creator>
				<category><![CDATA[Divorce & Money]]></category>
		<category><![CDATA[Divorce Mediation]]></category>
		<category><![CDATA[Consumer Reports]]></category>
		<category><![CDATA[Divorce Financial Planning]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://divorceandfamilymediationcenter.com/?p=184</guid>
		<description><![CDATA[Launching a divorce war could cost a divorcing couple $49,000 to $188,000! Divorce mediation is the lower cost option for marital separation and divorce.]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-185" title="consumer-report-page01" src="http://divorceandfamilymediationcenter.com/wp-content/uploads/2009/09/consumer-report-page01web.jpg" alt="consumer-report-page01" width="573" height="714" /></p>
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