Modification Of The Agreement

 
During the mediation couples will often ask: “What happens if we want to change something in our Agreement once the divorce judgment has been signed – how do we do that?” This is a great question. After all, although the Agreement is somewhat static, life is fluid and circumstances change.

One of the provisions many couples include in their original Agreement is to return to mediation together to resolve these issues. This is a lot less costly than trying to litigate and attempt to resolve in court. After all, they worked things out together in mediation, why not continue in that process if there is a need to modify the Agreement in the future?

In my experience, two of the most common modifications that may need to be made have to do with child support and/or the parenting plan.

Child Support

With respect to child support, we address a recalculation of it in the Agreement so that going forward, the original amount is either adjusted for inflation (for example, using the annual CPI) or accommodated by having the couple exchange tax returns every year, or every other year, to accurately reflect the real earnings of the parties.

But what happens if:

• There is a change in circumstances?
• One of the parents loses their job or has to take a significant pay cut?
• One parent gets a promotion and along with that a requisite raise with a bonus?
• There is a change in residential custody?

Because changes often occur either with the income of the parents, the expenses of raising the children or the residence of the children, many couples agree to modify the amount of the child support contained in their original Agreement.

The Parenting Plan

The other common modification I see has to do with the parenting plan. If a couple has very small children, the plan they put in place while the children are in daycare is quite different than the plan they will establish once the children start school. And let’s not underestimate the changes that will likely occur with a parenting plan that was created for pre-schoolers or elementary school aged children, when those children become teenagers!

If there is a shift in custody, where the children are now residing with the parent who was the non-custodial parent in the original Agreement, then, of course, a new parenting plan needs to be established.

No matter what circumstantial change may occur, mediation is the most sensible process within which to make the mutually satisfactory modifications to the original Agreement. This ensures that the modifications will not disrupt the harmonious intention and continuity of the family.

Ada L Hasloecher

Divorce Mediator / Center Founder

Divorce & Family Mediation Center, LLC

Phone: 631-585-5210

eMail: Info@DivorceandFamilyMediationCenter.com

How Do We Get “There” Together?

In Part 1 of the “Financial-Emotional Conundrum” I touched on how the emotional aspect of our nature can often rule our responses to the many situations that either we bring to life or that life brings to us. One of the biggest, our financial situation, is frequently ruled by emotions.

When couples are considering a separation, one of the most challenging and important areas to be explored is how to allocate the available resources (money) so that both parties and the family have enough to live on. This can be a great source of emotional anxiety as the partners may feel that their safety and security is about to be threatened. When this happens, logic takes a back seat, feelings overwhelm and the fight or flight instinct kicks in.

One of the great benefits of mediation is that the process itself allows the couple to take a step back and look at the whole picture together. We put a little air around us as everyone’s needs are considered and addressed. We look at things from several points of view:

• How have you run the family finances in the past?
• What are the current needs?
• How do we accommodate those needs once the household is split?

The thing to keep in mind is that we earn what we earn, and unless there is another avenue of funds coming in, we live on what we take home in our paychecks, making ends meet as best we can. This is what we do when we are married and it will not change when we are separated. Although the parties may value things differently (which may be one of the reasons the relationship is no longer working), they must take into account each other’s financial contributions in order to figure out the best way to allocate those monies for the sake of the whole, meaning the entire family.

If money was tight before, it’s certainly going to be tight when you separate. The rule of thumb is that when you split households you are going to live on 30% less than what was available before. Think about it – at the very least, there will be two mortgage/rental payments, two sets of utility payments, not to mention higher car insurance rates and cell phone plans (when you unbundle the family plan) and so on. All of these things need to be taken into consideration.

In my mediation process, I include a budget session early on. I give my clients a very detailed “post separation” budget form and ask them to take it home and consider every line item on the form and account for it in some way. In living our lives day to day, you would be surprised how many expenses, we forget about. As things come up, we just shell out the money and don’t give much thought to, among other things:

• Extracurricular activities
• Haircuts
• Take-out food
• Hobby expenses
• Birthday gifts for the children’s friends
• Lunch money
• Weekend vacations, etc.

And it all adds up.

When I work with couples for whom money is already stretched, they are usually more prepared for the financial picture that emerges when we look at post separation budgets. However there are many who come to mediation with what I call a “sorta, kinda” idea of what their expenses are. Once we start crunching the numbers, the true picture comes to light. In today’s economy, even households with two incomes are not a guarantee that there will be enough to support a standard of living that partners are used to or feel they need/deserve/are entitled to, etc.

Together, we look at the post separation budgets and if necessary, separate the essentials from the non-essentials. Then we account for each spouse’s income, incorporate the child support calculations, maintenance (if appropriate) and begin exploring the various options to accommodate everyone’s needs going forward.

The reality is that things are going to change and working together, with the guidance of a mediator, to make the best of those changes is the way to go. By brainstorming ideas, teasing out the options, and thinking out of the box (you would be surprised at some of the amazing solutions people come up with) the likelihood that the parties will be able to live with, and within their agreements is much higher.

Ada L Hasloecher

Divorce Mediator / Center Founder

Divorce & Family Mediation Center, LLC

Phone: 631-585-5210

eMail: Info@DivorceandFamilyMediationCenter.com

How Does The Budget Look Once We Are Separated?

Good question!  One of the biggest concerns when contemplating a separation or divorce has to do with finances.  How are we going to afford to live separately and apart?  Some couples have already thought it through and considered it to some degree, but there are many seemingly inconsequential details that have to be taken into consideration.

I believe that before we can move forward in any meaningful way, one of the most important things to be done is to fill out, what I refer to as, a post-separation budget form.

I have a form that I give to my couples at the first session in preparation for the next session.  We walk through it together prior to them filling it out to give them some things to think about since they may be doing some projections.  For example, the housing and utility costs for both of them once they are living apart – what is that going to look like?  How will they split the credit card debt, if any?  What about unreimbursed medical expenses for the children like co-pays and dental (if not on their plan)?  All of these things need to be accounted for and included in their respective budgets. The main line items (and of course, in much more detail on the budget form) are:

The Budget

• Housing (mortgage, rent, taxes, insurance, etc.)
• Utilities (gas, electric, phone, cable, internet service, etc.)
• Household maintenance (house cleaning, repairs, pest control, etc.)
• Food (groceries, take out, pet food, etc.)
• Clothing (including dry cleaning, outside laundry if applicable, etc.)
• Auto expenses (payments, gas, maintenance, tolls, etc.)
• Health Insurance (co-pays, optical, dental, prescriptions, etc.)
• Insurances (life, disability, etc.)
• Loans and credit cards (student loans, etc.)
• Educational expenses (private school, college)
• Children’s expenses (child care, tutoring, sports, etc.)
• Recreation (vacations, eating out, hobbies, gym memberships, etc.)
• Personal care (haircuts, cosmetics, etc.)
• Miscellaneous (holiday and birthday gifts, charitable contributions, etc.)

Once these items are clarified and quantified, we can get a better picture of what the monthly needs are for both parties and open up a meaningful conversation on the best way to move forward.

Ada L Hasloecher

Divorce Mediator / Center Founder

Divorce & Family Mediation Center, LLC

Phone: 631-585-5210

eMail: Info@DivorceandFamilyMediationCenter.com

In any major life decision, the first step is always the hardest.  You can spend hours weighing the pros and cons, researching on the Internet, talking to friends and family. . . but eventually you have to take that first step toward resolution.

In a separation/divorce situation there are a number of decisions to be made, the first of which is whether to try mediation or go through litigation.  Not sure of your options?  Then the first step is to pick up the phone and make the call.

When you call the Divorce and Family Mediation Center, you will get a comprehensive overview of the mediation process:

Advantages of mediation over litigation:

• A less contentious way to deal with separation/divorce
• A less expensive way to deal with separation/divorce
• A less time consuming process than litigation
• A less stressful process for the entire family, especially for the children

Topics/Issues that will be discussed and resolved:

• Children – custody, child support, parenting plan… just to name a few
• Finances – equitable distribution of both the assets and debts
• House/Possessions – what to do with them, how to divide them

Different types of agreements that will result from the mediation:

• Separation Agreement
• Stipulation of Settlement

Head reeling?  At first blush most people are thinking “Oh, I just have to separate from my spouse right now” and not thinking about all the little details that have to be worked out. That first call will make you aware of those details and give you the information you need to make an informed decision so that you can move forward.

Thinking about a Separation or Divorce?  Take the first step.  Make the call.

Ada L Hasloecher

Divorce Mediator / Center Founder

Divorce & Family Mediation Center, LLC

Phone: 631-585-5210eMail: Info@DivorceandFamilyMediationCenter.com

This is a common question and concern.

What if I Want a Separation and My Spouse Doesn’t?

My experience tells me that if one person wants out of the marriage, inevitably the separation will occur.  It’s only a matter of time and the method they choose to effectuate process.  When one spouse is reluctant to end the marriage, it puts the “initiating” spouse in a difficult position.  On one hand, the initiating spouse knows how hard this will be on their spouse but on the other hand they may still feel that separating is the best alternative to a marriage that no longer works for them.

In many cases, the news of wanting a separation does not come out of left field to the recipient spouse. But marriage is a complicated matter and when a marriage is showing signs of trouble, it can take months if not years for the wear to begin to rub at the fabric of the relationship. Some couples will try marriage counseling while others feel that it’s too little too late. Other couples will just drift along in a state of status quo neither happy nor unhappy but perhaps staying together for the sake of the children.

Usually the party who calls me to get information about mediation is the one who wants the separation or divorce and has had time to research their options, think about the consequences and taken the bold step to make the first call.  The fact that they have called a mediator, tells me that they want to work on the separation or divorce in the least contentious way possible and in the best interests for the family.

If the party who calls me has not even broached the subject of a separation with their spouse in any significant way, I can coach them about how to have that conversation.  It’s not an easy dialogue to have for sure, but it can be done in a meaningful and empowering way and will certainly set the groundwork for a successful mediation.

Ada L Hasloecher
Divorce Mediator / Center Founder

Divorce & Family Mediation Center, LLC

Phone: 631-585-5210

eMail: Info@DivorceandFamilyMediationCenter.com

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What If One of Us Just Moves Out of the House?

What If One of Us Just Moves Out of the House?

The question of who stays in the house is a big concern when couples are contemplating a separation or divorce.

It is one of the topics that is discussed and negotiated in mediation.  Sometimes couples have been under tremendous duress while living under the same roof and both spouses agree that one of them should move out for a while even though they have nothing in writing.

While it is preferable to have a legal separation agreement in place prior to making this move, for some couples waiting until that happens is extremely difficult and may potentially derail an amicable marital separation.  When couples choose to mediate, they are choosing a less complicated and more harmonious way to separate and divorce. Usually when one spouse moves out of the house, both parties have agreed that this is the best arrangement for both of them and the spouse who stays in the house will not use the leave taking as an excuse to cry “abandonment” in order to try to get the upper hand.

Some couples come to mediation and after having decided to separate or divorce after years of living apart with nothing in writing but a tacit agreement about their circumstances.  In either case, we can begin the mediation from exactly where they are with the understanding that they know what was in their own best interests.

During this period of time, it’s important for the couple to have an agreement about how the mortgage or rent will be paid.  The home is still a marital asset and must continue to be paid regardless of who is currently living in the house.  Both parties lose when marital assets are dissipated.

For those couples who have separated and are concerned about their current living arrangement, we can provide them with a temporary Agreement to allow for a more relaxed and fluid mediation.  With this Agreement in place, the spouse who has moved out, or is about to move out of the home, is not giving up his or her rights to the house, but rather consenting to a more thoughtful approach to deciding what will ultimately be done with the respect to the custody arrangement, the house and equitable distribution of both the assets and debts.

Once all of these issues are addressed, negotiated and agreed to in the mediation process, then a Separation Agreement or Stipulation of Settlement can be drawn up.

Ada L Hasloecher, Mediator / Center Founder

What About the House? Or Click Here.

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to Schedule a No-Cost, No-Obligation, Phone Consultation With One of Our Mediators

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Phone Us At: 631-585-5210

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By Ada L Hasloecher, Center Founder / Mediator

A Divorce Mediator guides and facilitates the voluntary agreements divorcing couples make with each other.

What is Divorce Mediation?

In general, mediation is voluntary process in which an unbiased, impartial third party helps people negotiate with each other to create and develop their own agreements.  Divorce mediation focuses on the couple, their children and the well being of the entire family as it transitions into a new family structure.  In this self -determining process, the mediator, as a neutral party, helps to put the decision making in the hands of the couple by guiding and facilitating the voluntary agreements they make with each other.

In mediation, the parties determine for themselves what is ultimately in their best interest and the best interest of their children.  Mediation puts the decision making into the hands of the participants and with the guidance of the mediator the parties work through the issues until they reach mutually agreeable resolutions.  The spirit of mediation is that there are no winners or losers, including, of course, the children.  It is in this spirit that couples are able to negotiate with each other in good faith and for the welfare of all concerned. In a litigated divorce, each party is represented by an attorney and the lawyers do the negotiating for you.

A Mediator is a highly trained professional in conflict resolution.

There is a misleading perception that in order for mediation to work the couple must get along and have their issues worked out in advance.  This is simply not true.  It certainly helps if the couple has some idea about what they would like to do, but it is not necessary for a mediation to be successful.  A mediator is a highly trained professional in conflict resolution and knows how to keep the couple on track, minimize conflict, find common ground and advance mutual interests. Even in cases with high conflict and high net worth couples, many have successfully completed mediation and expressed satisfaction that not only were their needs met but felt relief that the process enabled them to feel dignified and respected.

Mediation does require a willingness to cooperate, full disclosure, and an ability to negotiate in good faith. We welcome couples who may feel uncertain of their ability to mediate together.  Our experience has shown us that couples who may fall in that category find that once they come to the table, they are able to talk through their differences, find common ground, and negotiate a workable solution that benefits them both.

Mediation Provides - Agreement - At Last!

After completion of the mediation, a Memorandum of Understanding (MOU) is written up.  This is a document that details all of the agreements that have been made between the parties.  The MOU can then be converted into a legal document (either a Separation Agreement or Stipulation of Settlement).

How Long Does Mediating a Divorce Take? Or Click Here.

Have Questions or Concerns?

Call or eMail Us Today
to Schedule a No-Cost, No-Obligation,Phone Consultation With One of Our Mediators

Phone Us At: 631-585-5210
Note that ALL calls are Confidential!

or eMail Us At: Info@DivorceandFamilyMediationCenter.com

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