In divorce mediation, it is crucial to address retirement plans and Qualified Domestic Relations Orders (QDROs) thoughtfully. First, ensure all financial facts are on the table before negotiating retirement assets. Reviewing statements is imperative, so both parties know the values before deciding whether to waive rights to each other’s plans. Second, if the decision is to divide the retirement plans, combining the values and using a single QDRO can save costs.
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